Mishra, Anukriti, and Dr. Kranti Singh , trans. “Fintech Enabled Financial Inclusion: Evidence From India’s Digital Payment Revolution”. International Journal of Scientific Research in Modern Science and Technology 5, no. 1 (January 30, 2026): 20–29. Accessed February 16, 2026. https://ijsrmst.com/index.php/ijsrmst/article/view/407.